There is a huge advantage to be able to sit across the table from someone you’re doing business with and look them straight in the eye. It’s difficult to make an informed decision based on a website and a phone call.
Doing business with a full-time professional who specializes in residential loans like you’re trying to get is important. You want the loan officer to be familiar with local conditions, values and practices.
It’s to your benefit to have a loan officer who has the experience to put the unusual transaction together even if yours is not.
Here are a few questions that will be helpful in selecting the right loan officer.