Interest Rate Update

National Averages 30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM Average Rates 4.50% 3.54% 3.11% 2.65% Change (from prior week) -0.07% -0.05% - 0.11% - 0.02% Fees & Points 0.7 0.7 0.5 0.4 Margin N/A N/A 2.74 2.75  Regional Averages (West) 30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM Average Rates 4.46% 3.48% 2.95% 2.50% Change (from prior week) - 0.07% -0.07% - 0.21% - 0.03% Fees & Points 0.7 0.7 0.6 0.4 Margin N/A N/A 2.74 2.75